What do you think of this lease deal going to Montana? 2025 Tacoma Sport 4x4 with 10k miles and full MSD’s. I’m showing residual of 74, but they say 73. I can’t get the Calculator to add up to these numbers.
Sign it. At that price I’d prob get a more loaded one for not much more. Doesn’t look like that would have the larger screen. But if happy with the options it’s solid for sure.
1 Like
Just write a check and buy it…TRDs hold value well.
1 Like
They agreed to $250 monthly, $3,375 MSD’s, and $1,709 down
What is DAS?
$5,084 das
Oh it looks like your DAS includes MSDs…I’d double verify that.
For a learning exercise attempt to put deal in LH calc and post link.
Still better to buy Toyota than lease tho…IMO.
1 Like
Something seems off if Toyota max MSD is 9 at .00008 off MF each…you should have paid 2700 for them…so it looks like there is an extra 600ish of cap reduction somewhere in there which gets payment down to 250/mo.
I’d ask how they calc’ed that 3375 for MSDs…
They had never heard of MSD’s. They said $375 x 9 = $3,375
They said my MF was 0.00130 after the MSD reductions… and is the residual 73… not 74? And it’s a 36 month lease.
Since you are a super supporter you can look up the RV in the calculator. The calc will also show you base money factor.
What state are you getting the truck from? I only ask because Toyota has different programs for different regions which essentially is a different lessor.
Rate Finder says 74 residual… CA dealer says it’s 73.. Car is going to Montana
You can go to the below and ask too…if wrong RV TFS won’t fund anyway.
They are wrong…call TFS and ask what happens on an MSD overcollection.
What does RF say base MF is?
If 320 MF should be 248 then after max MSD.
Sounds like they are messing up lots of things…be prepared for a TFS reject…or it isn’t TFS at all.
It’s odd b/c obv 33,458 / 45,213 =0.74
The person at the dealer may be looking at a 36/12 RV on accident…we’ve seen it happen before anyways.
Yeah if RV is off could be different leasing bank.
Typically they are off by more than that though…Ally and US Bank don’t allow MSD’s and I do not believe Credit Unions do either. Ally / US Bank would have a higher RV with a sky high MF.
Yeah and that MF of 13 seems crazy low for a gas Toyota. Who knows.