Where do you guys get your perception and facts of people with money? A, easily half the people who are buying cars like this are not that rich, just car people. B, rich people, extremely rich people even, do finance these cars. A good friend of mine is a financial advisor for people with over 5 million net worth. He told me about a client who has over 100 million that went to buy a new honda accord and financed it/paid it off the first month because the dealership gave him a better deal than they would with cash. Years ago I went to a Ford dealership with a friend’s dad who is a billionaire (paid 55 million to go to the international space station last year). He negotiated the price for 2 hours on an F150 and financed it. I remember on the section where it asks about your mortgage payment he put “too much”. So I guess he didn’t pay cash for that either. You guys act like rich people just throw cash at everything and don’t care about the cost, and you’re dead wrong. Most people don’t get rich by doing that.
The FI manager should not be adjusting your income. I assume he is doing it that way so there is not a discrepancy for proof of income, but it makes it difficult if you are showing $25k/mo in income with $20k in loans when your real income is $100k/mo.
But this is not unusual when you have a lot of high-dollar loans. Banks want proof you can pay them if you are not putting down a large down payment or have a big history, especially with a $200k+ loan. Either make a bigger down payment or pay cash to avoid this.
$750k is the average income for a new 911 owner. 718 is closer to $400k. Even the guy buying the base 911 is very well off.
Most of them that finance, are putting down large down payments (50%+). They were financing more when rates were cheap with less down, but almost everyone now is just writing a check. 7%+ is a lot of juice on $200k+, even if they pay it off quickly.
Good insight.
There is merit to not claiming all of your income (as long the portion you do claim is enough to qualify, of course).
I usually just put down one of our salaries, ignoring the other (and all investment/other income) completely.
It’s just much easier to document, if it ever comes to that.
Is this you showing your hand? 
That is for new 718s. I did buy a used one 
That may be average but I don’t feel it’s necessary. I guess it’s just about priorities and where you live. In California or NYC if you want to have a family, a nice house, send kids to private school, etc, and a 911 I could see 750k to do it comfortably. If you’re not having kids and live somewhere like Las Vegas where I am, no state income tax, cheap houses, and you don’t care about having a big house, it’s a totally different story. At 750k the monthly income here would be 38k. You don’t need that to responsibly have a 2k car payment. If I made 12k a month (~220k a year in LV) after tax, loved cars and my other expenses were super low, I could still justify a 911 purchase. 
In NYC, SF, or San Diego (other places I’ve lived), I’d feel poor even without kids at 220k though. Take home would be 10k, and rent would be 4-5k. Basically enough left over for food and some savings.
When I bought my GT3 (from a Porsche dealership) I made ~450k in base pay and I asked the salesman what was usually needed, he said anything over 200-250k wouldn’t be a problem and that’s where most people he worked with were.
That AS lift will be cutting it close on height and width in that small garage with a low ceiling. A Macan isn’t exactly a Saleen S7.
Yes, the Macan does not add up as I said. Try and read this thread from start to finish as an objective 3rd party and see what you would think.
In nyc on 750k you’d be poor with a new 911.
Anyone can be car poor if they want to be. Doesn’t mean it is reasonable. If you’re making 400k you shouldn’t be buying a 150k car
This is my last post on this website.
You all are literally impossible. I just wanted some numbers on a lease and end up getting criticism from multiple people about my decision on the Macan. The bumper sticker. Literally questioning my basic addition skills on measuring for a lift. I never said the Macan was going under it. Debating incomes required. Jesus. Do any of you have a life or do you just sit on here all day wanting to stir up arguments?
This isn’t an airport, you don’t need to announce your departure. Goodbye Mr. Prius. Fare thee well.
Kinda a wild idea to have 3 high level 911s either on order or owned and then have dealer try to absolutely bend you over on a macan.
Closed at OP’s request.