It’s just funny that there are people who literally accused the OP of lying about his offer(s) and when he actually backs them up on paper, it’s crickets. So then we wind up quibbling over 0.35% (not to mention his second offer is actually 10% without add ons). Moral of the story here is if you don’t want to wind up with egg on your face, fight the instinct to immediately tear people down.
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