The taxes are an additional 13.10/mo. Doc fee $75. Other fees around 600. Less than $100/month difference. Not sure what the money factor/interest rate is. Dealers dont like to give that out. That is what im asking. By my math it seems like the intetest is 9%. My credit score is above 750.
Having current, accurate information for residual value, money factor, and incentives is important in understanding your deal. As such, going directly to a source that has access to that data from the captive banks is your best option.
Rate Findr has that information, as they have direct access to it from the captive banks. It’s a tool on the Leasehackr Calculator, available to Super Supporters.
It could be the market. Nissan has 8% on Frontier for top credit and it goes downhill from there.
Or could be like Mazda subsidized rate close to 1%.
So it is very possible for rent charge to be that higher these days but you need to know for sure what MF is. Ask the dealership what MF they are using and then compare to base rate found either here in rate finder or forums.edmunds.com
Otherwise I’m sure they are giving you the GMS discount but then cranking up the MF on the backend to make all that money back. In my experience the dealers that slip this by you are typically the ones that are most difficult to work with. If they are willing to give you base MF and GMS then take the deal as you likely will not find any better.