The order is finally placed and the credit application has been processed. Overall, I think this is the best I can get at the moment. The car should arrive at the end of the month or early January 2021.
Nice work on a 2021 custom order! This is almost identical to my 2020 X5 deal from March in terms of MSRP and discount. The RV back then was 57% / MF was 0.00142 / Incentives were $2,250 (loyalty and credit). My payment is exactly $25 higher than yours because I did 12k miles (56% RV back in March). I did more DAS and no MSDs. Enjoy the waiting game and constant tracking on My Garage - that was my favorite part!
The anticipation can sometimes be a bit much (especially if you’re like me and like to second guess my color choices), but the payoff is huge in that the car is truly yours and exactly what you wanted.
Couldn’t agree more. We changed our minds so much on the interior color and trim, but ultimately picked what I think is the best combo. Now we love the car so much, we don’t ever want to give it back. Custom order is definitely the way to go on some cars!
I think I changed the color on my Euro Delivery M4 probably 4-5 times. I remember going between Sakhir Orange and Mineral white before finally landing on Silverstone (and oh boy am I glad I did), plus changing the interior a couple times.
Sometimes you’ll run into a situation where what you find on the lot is just too good to pass up to worry about every detail, like what was happening with loaners and M4CS in the past few yeas, but that’s a personal trade you have to make
Oh no, not at all. Although the RV and incentives were slightly better, the MF was way higher, so it balanced out. My LH score is 7.6 on my deal. Had I done MSDs, it would be 7.9. So you’re still way ahead.
Yeah, I searched dealers within 500 miles and no one had a combination I wanted. I just asked one of the dealers I was working with and he told me that he actually prefers a custom build. So I pulled the trigger the next day. I ordered Phytonic Blue with cognac, but I’m still thinking other color combination might be better lol it’s non-stop.
Okay, my car arrived today and I finally picked it up.
I did not like the fact that BMW FS just changed the base MF and MSD reduction in January. I was first told that the car would arrive on 12/31/20, but it did not. I wish there was a way to protect the MF like the incentives.
Base MF 2021 January: 0.00086. It was 0.00084 when I placed my order.
1 MSD reduces 0.00004 instead of 0.00005
I think the new monthly # is correct based on the new MF and MF reduction in MSD, but I would appreciate it if someone else reviews this sheet.
I hope this is not true - you get to lock your MF when you put in the order. That’s what I was told by my dealership. That said you did great with MF and % off before pre-incentives even with Jan MF. @ZZAutoDeals will probably agree.
My understanding is you get to lock in the RV, MF, and all incentives when you apply (except for any OL codes or other rebates that have an actual expiration date). And when you pick up the car, you get to pick between the better of the combination of RV, MF, and incentives from the month you placed the order and when you pick it up. That’s what I did when I picked up my X5 order. I placed the order in late January when the RV was lower, MF was lower, and incentives were lower. And in March the RV was higher, MF was higher, and incentives were higher. Even though the MF had gone up, the higher RV and incentives got me a $30 lower payment, so I chose to go with the March program. That’s just my experience. I’m sure others will weigh in on this, so please correct me if I’m wrong anyone!
This is the only sense I could make out of it and I’m off by $1. First, I corrected the selling price from $66924 to $66423 since that’s what your contract says they sold you the car for. That’s 11.7% by the way, which is very solid! Second, what I think they did to make some money on the finance side is hike up your MF from 0.00082 to 0.00102. They probably honored your locked in MF of 0.00082, but raised it by 0.0002. Then, based on the new MF reduction rules, your MF dropped to 0.00074 because of the 7 MSDs. Frankly, I don’t think they could give you the old MF reduction of 0.00005 per MSD. They’re probably confined to the new rules. That’s likely not something that can get locked in. The rest was just some backwards math, but I think it all adds up, except for that $1 I can’t seem to account for. Probably because of the way they arranged things in the contract. Hope that helps!
I’ve had both (2020 X5 sDrive40i and 2020 X3M non-Comp). I would still recommend the X5 any day. If it’s between the X5 M50i vs. X3M then it’s a true no-brainer to get the X5.
Yeah , had an F15 and it was truly an amazing car-very comfortable and did exceptionally well on fuel economy.
I like the X3 M because it’s more cumbersome but in a good way, and it punches power all over the RPM.
The X3M is definitely a fun drive, don’t get me wrong. But in terms of bang for your buck and overall quality, I really like the X5 more. Oh and the X3M is HORRIBLE with fuel economy. By far the biggest gas guzzler I’ve had lol
Yeah , had an F15 and it was truly an amazing car-very comfortable and did exceptionally well on fuel economy.