So 8.6% pre-incentive, assuming mf and incentives check out with Edmunds.
It’s not the best deal that there’s ever been, but given the current market conditions, it’s not bad. You’re probably within $500-1000 of the best you’re going to get with lots of diligent shopping. Up to you as to how much effort you’re willing to put in for that last little bit.
These are usually the result of lease programs/incentive structures aligning particularly nicely. The current incentives on the 21 aren’t that spectacular (which isn’t that big of a surprise with it being a 21). There was a period when people were getting closer to 12% off pre-incentive vs the ~9% you’re sitting at, which would make a ~$50/mo difference, but that was when inventory was higher.
I’d still price out a 20, as they tend to have better incentives and you can probably squeeze a little more on the pre-incentive discount, but if the right vehicle isn’t available, it becomes a question of how much are you willing to compromise to save a little money.