2021 Mazda CX-30 Select AWD Deep Blue Mica/Black Interior. 1100 mi/mo, 29 mos, $384/mo effective


Just leased, but realized I need a larger car. Looking to transfer the lease. Great deal only $298/month plus tax plus $2500 down.

Year, Make, Model, and Trim: 2021, Mazda, Select
Location: New York

Monthly payment : $298

Current mileage: 800
Maturity mileage: 33,000
Effective miles per month: 1,000
Maturity date: 07/31/24

Money down: $2,500
Effective payment: $384

Financial institution: Mazda Financial Services (Toyota Financial)

Vehicle condition (accidents, tire wear, etc.), options, and other details:Like New

Will add photos. Send me a private message if interested.!

Just to clarify, are you saying the effective payment is $298/mo after a $3000 payment is made or are you saying the payment is $298/mo AND a $3000 payment is being requested.


Sorry, $298/month after $3,000 paid.

So the payment on paper is ~$220 then?

No, goes the opposite way…it’s $298 after $3,000 down, so approx. $391 effective all in for remaining 32 Months.

On paper currently is $298/m bc I put the money down which I am looking to recover, so after you paid me the $3,000 you would be paying $298/m all in.

Understood. Please update your first post to reflect this.

Is it typical for Toyota Financial to handle Mazda leases?

Not quite, as they would pay tax on the $298

Yes, that is who currently handles Mazda leases

Tax is already paid for in the $3,000.

You paid your tax. The next person will pay theirs.


It’s under the name Mazda Financial services which is under Toyota Motor Credit Corporation.

How is that calculated on a lease transfer?

Depends on where they live.

In NYC, for example, it would be $298 X 32 (months remaining) X 8.875%

Ave what happens to the tax I paid for the full lease upfront (it’s not in the lease payments,)?

NY enjoys your money


It’s gone. It’s like buying a used car. You get no benefit from the prior owner having paid their tax before.

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Got it…Thanks for clarifying…if anyone is interested please PM me… thanks

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Pics Added!