2021 Highlander Hybrid XLE AWD $394/month with MSDs

What do guys think of this deal, good or not?

MSRP: $46,302
Residual: $31,200 (67%)
Monthly Payment: $394
Drive-Off Amount: $4444
Nine Refundable Security Deposits: $4,050
Months: 36
Annual Mileage: 12k
MF: 0.00190 (Michigan)

A post was merged into an existing topic: 2021 Toyota Highlander XLE…confused about MSD