Lest you forget I wanted one! I had the deal all set up for $315 per month for 24/15 with $0 at signing, and then the transfer of that stupid car with which I had all the problems (I think only @ursus knows about this from when we went back and forth on Edmunds years ago) took longer than planned, and I lost the car.
There were some ridiculous deals on the Volvo website then, for whatever reason, and I had a dealership willing to entertain it.
So, you are saying that even a caveman could do $250/mo on a loaner at that time? 
Really nice deal! I recently signed a S60 T6 MOM (45k MSRP) for $422/mo, includes 6.6% NJ tax, 12k/36 first month DAS. Feeling robbed after looking at your deal…
Maybe. 
I just went back to look at the MF and residual, and the car could barely be discounted and stay above the residual with all those incentives. The high MF (0.00126) is what buoyed the price.
I found a caveman commenting there when looking it up though!
It looks like nothing about the Volvo Payment Estimator has changed in a long time 
.
