Honestly I would never spend $622 per month on a 3rd car unless it’s a weekend car not a Stinger? I had interest in the car in 2018 but bought a used charger RT, drove it for 2 years and 27000 miles later sold it to Carvana and lost $4900 only.
At $0 and $622 you can get yourself a nice 440 from swaplease, you can even find a 540 !!
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440i’s have gone for a lot less than $6xx… that’s M3 money