2020 Mercedes Benz C43 Sedan - SoCal - $638/Month

Hey fellow hackers,

I’ve been doing some homework and need some feedback before I close the deal:

2020 C43 Sedan:
15k miles
48 months
Monthly: $638.81
MF: 0.00139 (retention MF)
Residual: 52%
Tax: 7.75%

more details here:

You sure you wanna be in this car out of warranty? (50K last I saw) What’s the 39mo resi?

14% is pretty good. Have to confirm if MF is base. Acq fee is bumped.
Few suggestions:

  1. don’t put $1,500 down, do $0 drive off or do MSDs
  2. go with 36/39 months, might be a little more expensive in terms of monthlies, but will definitely save you some money on maintenance that will have to be done in its 4th year, not even mentioning being out of warranty.

The 48/15 is a risk out of warranty. Hindsight will tell you if you should’ve gone with a 36 or 39 but those AMGs are pricey to fix.
Not crazy about 48 month in general but if you choose it can you consider 12k or do you absolutely need the miles?

had several AMG cars and will never own one out of warranty
also MB maintenance is high , so just take that into consideration
these cars lose value quickly , you are probably better off finding lightly used one that in around 40 k and you are better off

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Isn’t there a residual bump available for pre-buying maintenance?

Not on Mercedes. You can residualize the cost of maintenance when buying upfront though.

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Right that’s what I meant to say. Audi I think however does RV+.

Also for 60K miles you are likely need 3rd set of tires and break jobs for front and back

Alright fellow hackers,

I’ve been working on this lease deal and need some feedback before I close the deal:

2019 C43 Sedan:
MSRP: $71,010.00
MSRP After Discount: $55,250.00
12k miles
48 months
Monthly: $626
DAS: $1750
MSD: none
MF: 0.00099
Residual: 48%
Tax: 7.75%

Residual and MF verified at Edmunds. Looks like dealer is making $300 profit on Acquisition Fee. Anything else I could possibly ask for?

more details here:

Have you considering getting an M340xDrive instead?
a 48 month lease is pretty much forever, plus you’ll be out of warranty.

I would not lease this car out of warranty…
check out the calc for an M340 lease
$641 per month with CA Tax. $1750 DAS. 36/12k lease.

agreed do not lease a c43 I was in the same situation as you avoid and go for a bmw m340

C43 was nice! I found it much nice of a vehicle body shape wise. I went w m340 as others posted for price. M340 drove alil better and the price for my 2 year lease was over 120 cheaper then a 36/7.5 on mercedes. My price per month is still cheaper for 24/10 m340 lease then your listed price.

How so? MB offers a 4-yr/50K warranty.

To the OP, $1095 acquisition fee is not uncommon w/ MB, I think.

How do the numbers work out for a 36-mo lease (is there a reason why you want 48 mo)? And how do you numbers compare to other recent C43 deals? Off the top of my head, your numbers don’t look bad, but I don’t follow C43 deals closely.

48 month will be better for the C43s typically. Make sure the vehicle isnt punched yet so you get the full balance of the warranty.

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Just to add a datapoint – I went looking for a C43 a few months ago and I wound up purchasing a off-lease 2017 C43 with 22K miles for $34K from MB wholesale with an original MSRP of $69K. I just refinanced it at 3.9% for 72 months, payments are $532/mo. The vehicle has just under 2 years and 28K miles of original warranty left, my intent is to sell when the warranty expires, so I am looking at it as a 2 year lease. Over those 2 years the cost of financing will be only $6384 and and the depreciation curve suggests I should be around even if not positive. Yes, it’s not a brand new 2020, but you really wouldn’t know from the way it looks or drives.

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And, if you’re changing the car every 2-3 yrs and are never out of warranty, does it even matter if you have one that’s brand new? Tech is constantly being updated, so even a brand new car will be out of date soon enough…

To add another data point, I ended up going for a different c43:

2019 C43 Sedan
MSRP: $64,385
Sale Price: $49,936
Discount: 22.5%
12k miles
48 months
Monthly: $517
MF: 0.00139
Tax: 7.75%

Warranty started on the day I leased so it will cover the 4 years/ 48k miles.

Thanks for the help @Calvin.MB, I wish you had a 2019 MY in your inventory!

4 Likes

I did test drive a m340i. While that car has a better lease program, I prefer the body and exhaust on the c43.

Congrats! Enjoy it!