I’m trying to figure out if my deal is better off doing OnePay plus the Acquisition Fee waiver. It seems like the leasehackr calculator is spitting out the wrong MF when both these options are checked:
Base MF: 0.00082
Acq Fee Waiver: +0.0005
I was tweaking this deal a bit more and looks like adding $530 down will bring the unit MSD to the next lower tier. The drive-off would only increase by $200, since the increased down is offset by the lower MSDs paid up front. Monthly payment would also decrease to $99.94.
That is one way to look at it. I never really looked at it as paying $530 outright, and considered it more like paying $200. This was how I looked at the pros and cons:
Reduce my monthly to sub-$100
Save $27 over the 2.5 years of the lease (big whoop )
Pay an extra $200 upfront
To be fair, I have put money down in past leases to bring the MSDs down, but that amounted to $150 additional down. And in that case I actually reduced my drive off by $192. I think I see the differences now.
It looks like it, but just an FYI - if you play with the MF and bring it up to 0.00132 to get the correct MF after the one-pay and the fee waiver, you’ll see the one-pay is actually more than it would be without the waiver. Unless your discount is a good 20%+ on a car, it’s usually more expensive to waive the fee and take the higher MF.
December, as I took delivery this month. From what I understand, BMWFS allocates each dealer a number of these $1000 credits based on their sales numbers. It’s very possible dealers dont have any at all while others have a lot.