Your discount is too low at 9.5%, should be able to easily get 11-12% off this vehicle. For color, I Just leased a m340i for not that much more than this.
No problem! You can pay for it up front and add it to your total drive offs but I never like to include it in case the car end up being totaled (you’d be out of that amount). And the cost of the lease ends up being about the same if you roll it into the monthly. Very insignificant difference, at least in my case!