Just picked this one up last night. I scoped out incoming units and found one optioned the way I wanted and had it redirected to my dealership. Had 7 miles on it when I drove it off the lot.
2019 Tacoma DC Off-Road
MSRP: MSRP $38,070
Selling Price: $34,420 (~10% off)
Residual 81% Monthly Payment: $251.15 (including 3% tax)
Cash Due at Signing: $251.15 (+ 10 MSDs)
MSD: $3,000 (10x300)
Months: 36
Annual Mileage: 12,000
MF: .00226 (.00176 after 10 MSDs)
Incentives: None, but there is a random credit of $899.76 from the dealership
Dispo $350 (lease end)
Only calling this out because I want to make sure they didn’t mess up the contract. I think Toyota only allows 9 MSDs and it rounds up to the nearest $25.
So MSDs should have been $2475
If your post tax payment was $250, they should be $2250.
This is Southeast Toyota region, which uses a different bank than the rest of the country. Residuals and money factors are also different. They also only offer 36/12, when I would have probably gone with 36/10 to save money.
ETA: I guess it is possible they messed something up, but since they didn’t know what MSDs were when we started, I know they were in close contact with the finance company. I wanted to get this one out there because there are so few deals and little information about this Toyota region. I know I was having trouble researching trying to replicate some of the 24/10 deals on here. I will keep everyone posted.
I asked about putting a little down to reduce the MSDs. They said they couldn’t do it. Not sure if it is because SET rounds up to the nearest $100 or if they just couldn’t figure it out.
