2019 Subaru Crosstrek 2.0i Limited Great Residual, Poor Money Factor

Just an update on this older thread - we were able to close out on an “in-transit” 2019 Crosstrek 2.0i Limited pretty much fully loaded at the very end of November.

Total due at signing was $960 (various fees *tax and first month payment). The terms were 39-months, 12K miles per year at $367.50/month. The sales price was $30,125 and the MSRP was $31,769.

That doesn’t beat the 1% rule, but as you know the money factor wasn’t all that good and Subaru doesn’t have their own captive finance company like Honda, Toyota, Infiniti, etc. have. Subaru uses Chase to do leasing.

I think there are a lot nicer cars that will lease at that monthly payment, but it’s few and far between for ones that offer all wheel drive, get 30 mpg combined, run on regular fuel and are a top safety pick+ with IIHS. If we had looked at a base or premium model, the residuals are slightly better and that would have reduced the payment significantly. However, we wanted push button start, LED adaptive headlights and Harmon/Kardon premium sound. You can get the sunroof on the premium, but not those other features.

So far the car has been great and my Parents are content with it. I’m amazed how intuitive the infotainment is (Apple CarPlay, AndroidAuto) and how logically the controls are laid out. Of course the car could use more power, but that’s to be expected with a small 4-cyl. and AWD. Anywho, HAPPY NEW YEAR and good luck with Subaru leasing!

2 Likes