Right. My understanding from doing research is that twice that is possible, if not common.
Hey, Guys,
Got a reasonable quote on 2019 ALFA ROMEO STELVIO TI SPORT AWD
MSRP: $53615
Discount: $45,999
$3500 lease cash
$.105 from ally
36/12 is $542/mo
Thoughts?
Uhhh, what???
Ha. Fixed. $53,615
So same dealer just decided to give you a bigger discount? You did not provide a breakdown of fees DAS. Can you share a link to the calculator?
@ryanciocca - Did you see this deal? 2019 Stelvio Ti Sport, 56K car for 487/mo 39/1
EDIT: They had $8k in incentives vs your deal which only has $3500.
Your deal isn’t great. Talk to a few more dealers.
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Almost $600 a month for a Stelvio it would be a hard pass for me. 
This is the car in my original post here. I went back to them, asked for the sales manager, and they magically came back with these new numbers.
The original 36/12 0 DAS: $639 inc, tax
The NEW 36/12 0 DAS $532-$552 (haven’t run credit yet, but tier 1)
If that’s the car you want and you are happy with the deal, then what’s stopping you?
The new deal is within your targeted monthly.
But am I being a fool? It is within the 1% rule . . . I am a sucker for Italian stuff. Have a Ducati and an Abarth.
Forget that rule.
If you need a new car now and your industry/job/finance is in good shape, you are the only that can make that decision about pulling the trigger.
Knew that was coming . . 
Penfed has $1000 incentive for Alfa and Sam’s Club through Truecar has another $500. Might want to see if you’re eligible for those.
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Updated numbers.
$2218 “total cap redduction” confused me because this is a 0 down deal. Dealer said the following:
“The cap reduction is needed to get the payment to the 532. It is not paid by you, as it is a sign and drive scenario. That actually comes in the form of addl discount to get you to that payment.”
Does that make sense to you guys? Where is that money coming from, exactly?
Original rebates were 4250, now $2750, but they took off another $1500 from the sale price. Wondering what rebates I did not qualify for, and why.
Hello. I got an offer for a 45k stelvio today with 1,000 OOP and $495 tax in along with a $495 payment to cover my last month of my existing lease. This was offered in Miami FL. Is there any better deal or shot as something closer to the low or mid 400s tax in?
You may want to open your own topic and provide more info… Missing quite a lot for folks to opine on. MSRP, selling price, RV/MF/residual (from Edmunds), lease terms… look at what others have posted. GLWT!