2018 BMW 440Xdrive 12k/36

Year, Make, Model, and Trim: [2018 BMW 440i xdrive Grand Coupe]

MSRP: [$64,165]
Rebates: [$3k]
Trade-in: [$2000]

Months: [36]
Annual Mileage: [12,000]

MF: [.00131]
Residual: [56%]

Security Deposit: [$4200]
Total Due At Signing: [$6610]
Monthly Payment (incl. tax): [$581]

Zip Code: [07470]
Sales Tax Rate: [6.625%]

Car is a loaner with 1200 miles already. Fully loaded with M sport, Executive, Premium, Esstienals, wireless charging, apple play, black grill

What do you guys think?

good one ace. good one.

Do you know the selling price? Ignoring your trade in, that’s 4410 due at signing, which is a lot.

When I asked about the selling price she just said it was the MSRP…I’ll have keep insisting on a lower number then…so the total due at signing includes the MSD…6610-4200=2410…does that sound reasonable?

Yep, but keep in mind that you’re being charged an extra $2k over that since you have a trade in

If it’s a loaner you should absolutely expect a discount…the selling price should not be MSRP.

so what do you guys think the expected discount should be… 10%? 15%?

People like to aim for 20+% off on BMW loaners, but I’ve been seeing less and less of those kind of deals. a loaded 440i probably wouldn’t get more than 15% off.


Here’s a dealership I was working with on a 440 demo. Their willing to ship nationwide and have advertised 15-16% discount off MSRP.

On top of everything else that’s been said, what’s your trade and are you sure it’s not worth more than 2k?

kbb valued it at 3k so I would be ok if they wanted 2k to be honest