2018 BMW 330e Black edition **Loaner**. $49,035 MSRP - $186/month $1600 DAS + MSDS

would be a similar payment to the OP if it was at 10k miles too. 3 Series deals are common, obviously some are more extreme than others but even some of the C Class deals have been well under 1%. The last few months with all the stars aligning has meant great deals are repeatable.