2017 Volvo S60 Inscription Lease

I’m looking at a loaner as well on a 2017 S60 Dynamic T5 AWD. The MSRP is $44,995.00, dealer has car listed for sale at $31,995.00. 2000 miles.

I asked what the lease price would be and hes asking $318 / month with $2300 down. I don’t understand why the monthly payment would be so high.

I’m using the lease calculator and coming up with: (am I doing something wrong?)

MSRP: 44995
Sale Price: 31995
MF: .00025
Residual 44%
taxed rebates: $8,250.00

NY Sales Tax: 8.625%

Monthly Payment (Excl. Tax): $191
Monthly Payment (incl. tax): $191
Drive-Off: $0
Registration and doc fee: $480
Total Tax: $1,172
Leasehackr Score: 18.7 years
Disposition Fee: $350
Total Lease Cost: $6,645