Yes, they do a soft pull so they can detail the monthly payments to your approximate credit score. Recently, they added a new feature where you add cars to your showroom and they will occasionally give a 24 hour sale price. I added a few of the lowest priced Highlander XLE’s and the lowest I had seen was 339 for only a couple hours. Then this one showed up at 327 and I jumped on it. All the out the door costs are listed and rounded up. So my actual payment was 326.52 and down payment was a few dollars less. Very pain free process. I usually finance my cars and keep them a very long time but I had two cars going downhill at the same time so I purchased one last year and am using the lease to offset the payments. When this lease is up, the car will be paid up.