I found this site a couple of weeks back and wanted to thank all for the input and share my deal in hopes others can replicate on a CPO vehicle. Found a 2016 Alpine white with black dakota leather BMW 435i. Car is equipped with m package, drivers assistance, and track package with 7660 on the odometer. It was advertised at 45950. I called to get build sheet and went from there. My deal below. 12K per year.
MSRP $58455
Sales price $45728
Payment $397.73
Deposit $410.27 (to get under $400 thus reducing MSD by $350)
7 MSD @ $2800
Drive off $3800 ( 1st pay, MSD, deposit, and titling/licensing)