SIGNED: 2023 F150 Lightning Lariat ER $50k, $242/mo 24 months BEFORE taxes NY, Balloon Loan

Signed Deals & Tips
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MSRP - $79,785
Selling Price - $69965
Rebates - $13250
POS Tax credit - $7500

Selling price - $49215

Balloon Loan with AFG,

Residual - $50,250
APR - 5.24%
Total Interest - $5,200

24m, 7500 miles.

NY Taxes - $5597!! Rare time I wish I lived in NJ.

Rebate Breakdown

  • $7,500 Rebate Cash from Ford
  • $2,750 AZXD Plan Rebate Cash for using X-Plan
  • $2,000 Private Offer sent to me via email from Ford
  • $1,000 Rebate Cash for my local zip code (YMMV on this). Ask dealer to check on Smart Vincent.

Signed Link

28 Likes
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@Kellstar moving to take my spot :rage:

/jk bro congrats on the epic deal, may a MSRP BRaptor swap be in your future!

3 Likes
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BRAPTOR is the Goal. I guess I would settle for a F150 Raptor swap too.

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Congrats… I live in nj and would be interested in something similar… is this able to be replicated??

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Traditional balloon loan or walk away option?

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Walk away option.

12 Likes
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Leasehackrs right now:

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18 Likes
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So basically $475 a month (w/tax) to essentially lease a Ford that has very little utility as either a truck or car with 625 miles per month allowed?

Guess that is a step up from the EQ though.

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@z0lt3c foaming at the mouth with that no tax
The piranha @BHay too GeT CreAtIvE

2 Likes
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did your wife take your phone? look at your texts lmao

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is the ford balloon thing still around?

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Dealer discount was the same as website, the real hack were the rebates stacking.

4 Likes
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No clue. This is my own balloon via CU @z0lt3c is the expert.

1 Like
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Insane, with nearly 10k off and 20,750 in rebates you’re basically right about even on wholesale value.

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8 Likes
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lol yes! MMR doesn’t differentiate between ER and SR.

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Hmmm… seems to me like the $7500 fed credit is being applied twice. Is Ford offering that on a purchase or a lease?

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Ford bonus cash on certain trims + the tax credit, so $15k off. Announced a few weeks ago.

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Boy, Ford can hardly give away their EVs. Heck of a deal on the Lightning. It isn’t a useful vehicle but certainly cheap enough for a toy (in in NJ, at least).

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With the walk away option, how is this different than a lease? Just for enrichment.

Thanks and congrats on the deal to OP.

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Wow! You got a deal at Mcquire. I went back and forth with them regarding a Nissan Ariya and they would not budge very much.