XC90 Deal Checks - Better waiting till July 1st? NY

Looking for XC90 T6 Mom 7 Seater with Advanced Package (360 camera etc)

Just got these two to look at - any thoughts?

Both 36/10k

Deal 1:
MSRP/Retail $61,140.00
Selling Price $52,905.00
Rebate $1,250.00 (Costco)
Residual: 61%
MF: 0.00168
Down: $4000

Government Fee $331.00
Proc/Doc Fee $300.00
Capitalized Taxes $2,534.48
Acq. Fee $995.00
Adjusted Cap Cost $56,506.69

Total Payment $567

Deal 2: I don’t have much info on this but was sent via text:

$60,495 msrp
$525 includes tax
36/10k
$3475 + $525=$4,000 total out

Looks like both have the Advanced package, but some variations of accessories.

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