VW Atlas SE AWD. Thoughts?

2018 VW Atlas SE 3.6L V6 AWD.

Thoughts on lease below? There isn’t much wiggle room on the MF (to my knowledge), but did get dealer down to 10.8% off MSRP vs. initially around 7.0% off. Other dealers locally have come to me with 3-4% off. Initial lese quote was for $470ish per month, now down to $400-410.

MSRP: $38,085
Selling Price: $33,965 (10.8% off MSRP)
Gross cap cost: $35,652.00
Incentives: $0.00 (that I can see)
Money Factor: .00190
Residual: 12k/.61
Term of your lease: 36
Mileage allotment 12k

$1,500 trade in credit and $1,500 allowance (incl. 1st months payment).

Payment is $401 - $411.