OP is in Palm Beach County - 7% sales tax on the monthly. If this is Schumacher, I would be wary. Their doc fee is $995, and this may exclude that, acq., and their nonsense “electronic filing fee.” Here’s what the SM whose initials are TR told me once in an email:
I literally explained over and over that it was an incentive, not marketing, and my mom is an RN and qualified (car was for my parents). Guess what? He didn’t use all the incentives, and I went elsewhere.
So yes on the deal. I dont have breakdown. However im reaching out to other dealers just to see pricing and they’re coming back 700-900 a month. So $429 is sounding good.
The most rebates i can find for my zip code is:
$1,000 lease cash
$3,500 “loyalty plus” if they buy out my Volvo instead of using pull ahead.
Pull ahead would be $1,500 loyalty.
Still seems like a good discount to get me down to $429 a month
Whatever it is, if you get it for this payment and 2k due at signing, it is a good deal. I bought my 23 XC60 B5 FWD with 51500 msrp back in September. They gave me only 2k off (at that time everything was still marked up) and extra 1k for my trade. I traded in a 30k paid off car and financed the remaining USD25k for 3.25% (60 month) and my payment is 430ish. I know we are comparing apples with melons here but I think your deal sounds not bad. If you get it for this rate and they give you indeed over 10% off MSRP, just go for it.
Your MSD’s would be $450 each. That’s 11 MSD’s? $429/month and assuming 1st oayment included in that $2000, would be an additional $43/mo? $472/7500k (roughly $488/10k) is pretty good in this market on a $55700 suv.