Im sure I’ll get roasted for not having all the correct information. However hopefully someone can tell me if this is good or bad deal for current market.
3 month pull ahead on current XC60 T5 AWD inscription.
For:
2023 XC60 B5 plus AWD dark theme
$55,735 MSRP
Loyalty of $1,500 i believe
$5,000 MSD
Additional $2,000 in cash (995 dealer, acquisition, dmv, etc)
$439 plus tax a month
7500 miles, 36 months
I dont know RV or MF (waiting on edmunds)
I dont know sell price. Thats why im asking if it looks good or not based on monthly payment and whats due
Sales manager writen offer.
Msrp 55,735
Monthly 439 (got them down to 429)
$2,000 cash down
$5000 MSD ($4k of it will roll over from my current MSD)
I have loyalty and no other affiliate offers
Trade is volvo buy back. No equity. They dont know mileage or condition nor care as its not a part of the deal.
Looks like you are gettin 16.5% off msrp. Here is the calc you can check, your dealer fee is much less if you paying acq. fee upfront. CALCULATOR | LEASEHACKR
The dealership said: (yes i know dealers lie, but this will be my 3rd with same person so i believe him)
I have a white AWD plus black inside MSRP 55 & change.
Max MSD (5,000)
2000 towards closing cost
36 months
7,500 miles a year
439+tax.
I replied with:
You have a bright and dark theme available. If the dark theme is available and you could do $429 a month so it makes it excactly $100 over my current payment we have a deal.
His response was I just left, but we should be able to make a deal. Will let you know tomorrow.
OP is in Palm Beach County - 7% sales tax on the monthly. If this is Schumacher, I would be wary. Their doc fee is $995, and this may exclude that, acq., and their nonsense “electronic filing fee.” Here’s what the SM whose initials are TR told me once in an email:
I literally explained over and over that it was an incentive, not marketing, and my mom is an RN and qualified (car was for my parents). Guess what? He didn’t use all the incentives, and I went elsewhere.
So yes on the deal. I dont have breakdown. However im reaching out to other dealers just to see pricing and they’re coming back 700-900 a month. So $429 is sounding good.
The most rebates i can find for my zip code is:
$1,000 lease cash
$3,500 “loyalty plus” if they buy out my Volvo instead of using pull ahead.
Pull ahead would be $1,500 loyalty.
Still seems like a good discount to get me down to $429 a month
Whatever it is, if you get it for this payment and 2k due at signing, it is a good deal. I bought my 23 XC60 B5 FWD with 51500 msrp back in September. They gave me only 2k off (at that time everything was still marked up) and extra 1k for my trade. I traded in a 30k paid off car and financed the remaining USD25k for 3.25% (60 month) and my payment is 430ish. I know we are comparing apples with melons here but I think your deal sounds not bad. If you get it for this rate and they give you indeed over 10% off MSRP, just go for it.
Your MSD’s would be $450 each. That’s 11 MSD’s? $429/month and assuming 1st oayment included in that $2000, would be an additional $43/mo? $472/7500k (roughly $488/10k) is pretty good in this market on a $55700 suv.
