Volvo XC40 Lease Advice Needed

Evening. Test drove the 2019 XC40 T4 Momentum. Got quoted a lease price tonight which seems quick off based on the calculator on this site. Any thoughts on what’s up with this pricing?

T4 Momentum
MSRP - $40.310
Sales Price - The same (“low inventory”)
36 mos. 12k miles
57% residual
.00074 MF
MP $648