Just passing this along in case it helps others. Apparently you can only stack 2 pins together, but not more than that (even if they are all different types of pins and all independently are fine).
I had a negotiated/agreed deal on a 2025 XC90 T8 Plus with $16,500 worth of rebates/incentives - ABA (yes, from a real lawyer), Costco, EX30 pre-order ($1500), loyalty, and then the usual $7500/2500 rebates in the North East. I own a 2022 XC90 T8 that I was going to sell to Carmax and get $18k of positive equity out of. Unfortunately dealer GSM to went to confirm with Volvo rep and they told them that you can only stack 2 pins period (regardless of what type they are), so I can’t use ABA, Costco, and EX30 pre-order together. As a result that balloons the payment I was looking at by $65/month so I’m just going to keep my existing car. Will talk to one or two other dealers to confirm, but wanted to pass along in case helpful because it’s so hard to find info about Volvo pins and what stacks and doesn’t.
Also, wondering if it’s really $18K positive equity or if they paid the car down faster resulting in the appearance of such a large positive equity amount. Carmax can’t buy out a leased Volvo.
I own the 2022 - so between what Carmax will pay me and what is the loan payoff is $18k. And yeah, I was at ~$360/month when we thought I could use my EX30 pin, which would have made sense to do unless I keep my 2022 another ~6 years, but at the higher payment that drops to another ~3.5-4 years, which I am likely to do (when factoring in maintenance, insurance, property taxes, a next lease after this one would be up in 24 months, etc.). I only have 25k miles on the one I own.
