Take over an incredible, locked-in deal on a heavily optioned 2026 BMW iX xDrive45.
Due to a change in personal circumstances, I am looking for a qualified tier-1 credit buyer to assume my lease through BMW Financial Services. This is a highly sought-after 2026 model equipped with the most critical luxury and technology packages, presenting a monthly rate that severely undercuts current dealership offers. They dont make this car anymore!
- Current Monthly Payment: $730.00 (Inclusive of tax)
- Months Remaining: 24 Months
- Financial Institution: BMW Financial Services
- Down Payment Required: $0
Factory Packages & Premium Options
This xDrive45 dual-motor AWD luxury EV features an impressive 402 horsepower and an upgraded, highly premium build: [1, 2]
- Driving Assistance Professional Package (DAPP): Includes Highway Assistant (hands-free driving up to 85 mph), Active Cruise Control with Stop & Go, and Active Lane Keeping Assistant. [1, 2]
- Premium Package: Features a Head-Up Display, Video Augmented Reality for Navigation, Parking Assistant Plus (360-degree surround-view cameras), and the signature Illuminated Kidney Grille. [1, 2]
Incredible Mileage Buffer
The lease comes with a highly generous allowance of 10,000 miles per year (30,000 total miles for a standard 36-month lease). Because the car has barely been driven, you get the benefit of a massive mileage surplus:
- Current Mileage: 3,400 miles
- Total Allowed Lease Mileage: 30,000 miles
- Remaining Miles Available to You: 26,600 miles
- Your Monthly Driving Allowance: 1,108 miles per month (Way above the standard 833 miles/mo!)
Why This Deal is Special
National promotional offers for a base 2026 BMW iX routinely require $5,000+ down and easily exceed $850–$950/month once local taxes and option packages are added. With this transfer, you skip the massive upfront dealership down payment, inherit an incredible mileage buffer, and step right into a $730/month contractual rate.
Best States for This Transfer
Because this lease originated in Texas, the tax structure makes this vehicle a home run for buyers in specific states. I am prioritizing buyers in:
- TEXAS: The ultimate sweet spot. Because Texas sales tax has already been fully paid upfront on this vehicle, a Texas resident taking over this lease will pay $0 in additional sales tax to register it. Your monthly payment remains a flat $730.
- WASHINGTON D.C. & ARKANSAS: These states allow you to roll tax into the monthly payment. For D.C. and Arkansas residents, there is $0 upfront tax due at the DMV. Your new monthly payment will adjust to roughly $799 – $804/mo depending on your exact local tax rate—which is still hundreds less than a new dealership lease with zero down.
(Note to NY and IL buyers: You are absolutely welcome to apply, but please note that NY and IL tax rules require you to pay your state’s sales tax upfront as a lump sum directly to your DMV upon registration).
Transfer Fees & Incentives
To make this a true $0 down transaction for the right buyer, I will cover the $500 total in BMW Financial Services fees (the $100 credit application fee and the $400 lease assumption fee) upon successful credit approval and transfer.
Requirements
- Buyer must have Tier 1 credit to be approved by BMW Financial Services.
- BMW FS does not allow transfers if you have fewer than 6 months left on the lease, so with 24 months remaining, we have plenty of time to process the paperwork cleanly.
Photos:
