Toyota Buyout w UsBank

At the dealer buying out my Toyota Tacoma lease and the dealers only finance options are a UsBank at 60 or 72 months. I’m curious as to why that would be. I’m not concerned as I’m going to pay it off pretty quick - but just interested if there’s some reason why he’d only offer 60 or 72….

A post was merged into an existing topic: Truck got taken even tho I signed extension