Just secured a loan for a buyout with DCU at 5.99% for 65 months.
Process was quick and painless, membership and loan were approved on day 1, loan was finalized on day 2 and check will arrive at Volvo Financial Services on day 3. Everyone I dealt with was friendly and competent.
Hey folks, I’m looking to buy out my car lease and wondering if anyone has up to date recommendations for a good credit union in the Bay Area for financing? Thanks in advance!
Locked a rate for my new Bolt EUV @3.30 / 60 months with Members 1st NJ.
A credit union with eligibility of living in certain counties within NJ.
How did they give you 60 months at 3.3%?
Published rate is 4.05%
Member 1st website also says you must be a member of a member group. How did you join?
They have something called Green loan for EV and Hybrid vehicles purchase. 1% discount. Mine is 3.3 is because of 100% funding. If you do 80% LTV gets another 0.25 or so.
And were you a member of a member groupV
Actually don’t recollect but they added me to a member group! Best is to call them and check them out.
Any recommendation or experience for an auto loan for self-employed?
Hello all, I am planning to buyout my lease in NC. Any suggestions for lowest auto loan rates for this month
If you scroll up to the first post in this thread is where the spreadsheet is and it auto-populates for the most part.
Lowest rate that I can get so far is 4.49% for new/used cars that includes payroll deposits from American Airlines credit union. Did anyone find luck with much lower rate ?
yes there are a few in this thread already. ussenatefcu is one.
I don’t meet eligible criteria for both. AA employee and ussfcu. So, seems DCU is only option - 5.99%
Thank you. I am not a citizen. So,won’t qualify. I am going to try Lafayatte. They advertised 5.00% as lowest with additional 0.25% if I open recurring payroll deposits
Currently unable to view the rates as I am still waiting on approval and the sheets don’t include any rates, is it possible to see the rates for a 60/72month auto loan with a credit score of 720+?
I think they patched the method I was using or modified it. I’ll take a look when I get to breathe
Try here for a 4.24/4/74% APR for 60/72:
Appreciate it thanks! Is that so far the lowest you’ve seen for a new loan for 60/72 assuming Tier 1 credit?
