Person I talked to said same rate for me 60-84 and this is for a new Bronco I’m taking delivery on in the coming weeks.
2 Likes
The Raptor? 
Yup. @Bostoncarconcierge worked his magic, not only getting me one with a small markup and reasonable broker fee but also getting it built and shipped WAY faster than I expected. Otherwise I’d be part of the WRX feeding frenzy right now.
6 Likes
The best I found was 15k markup within 200 miles of me. Congrats !!
1 Like
Woahhhhh
I take it CA doesn’t apply?
One of the dealers two allocations ordered in the fall.
I might have to run errands for him in it or watch his kids but it’s worth it. Nice to drive something I’m confident will hold its value
2 Likes
Are these some of the lowest mortgage rates? 5.17% 30 year. @trism are they often true to their rates?
1 Like
I think your question should be here (but that is a good rate for @ 30 year assuming no huge points, etc.):
https://forum.leasehackr.com/t/mortgage-hackr/9574/3369
For auto rates, DFCU is not competitive.
I’ve done a car loan and a HELOC with DCU. No surprises at closing.
Skimming the fine print for those rates, it appears that those are based on 60% LTV.
You’ll want to work from an actual quote as always, as the published rates (no matter whose they are) always have certain assumptions baked in.
No one has the best rate for every consumer every single day of every year.
I used DCU for a lease buyout last March, and I couldn’t find anything better than 1.49% (65 months) at the time.
Best to sample several sources at the point in time you want to finance something.
Yep, never said any one financial institution would have the right rate for all people. Only said the above because this is the auto finance thread and the auto rates at DCU were not good.
Like most places, sometimes the rates are great, sometimes they aren’t.
I was just discouraging others from writing them off because of an overgeneralization that has been untrue in my personal experience in recent history.
Their base auto rate is now 5.74% and that is high compared to others. Not sure how the rate of DFCU last March is now relevant other than to say “almost a year ago they had great rates” for some reason? The current bad rate is not an “overgeneralization” in a thread that leads with the title of “The Best Finance Rates and Hacks!”
Your comments will be read by people in a week, or in 3 months, or a year or more from now, which is why I preemptively explained it this way:
Today? I wouldn’t finance a car at DCU either.
But that doesn’t mean I won’t check with them next time, because it won’t matter what rate they were charging on 2/4/23.
It was never said that they should be “written off” in any manner.
You are now arguing with yourself.
Ok, Tiger.
Spoke to Gold Coast Federal Credit Union today.
Their rate for 72 is 3.99 and 4.99 for 84. Both can be discounted .25% if you put down 20% or do direct deposit and auto pay with them. Dude on the phone was super helpful and nice.
3 Likes
Sorry to be a bother but could you ask the rates for other terms too? Thanks!
If I end up calling back, sure no problem.
Just want to thank whoever it is was that first recommended Tower. Refinanced my 2022 Bolt i just bought. GM financial had me at 6.49%. I got 2.99% from Tower. Saving me $50/month.
4 Likes