We’ve mentioned that these CUs aren’t the fastest but get some of the best rates - please be patient!
Secondly, it’s Dec 14th, the holiday season, so assuredly everyone is busy. It’s been about a week so I wouldn’t be panicking just yet.
It took me 8 days to get the membership approved. 2 days later I had my check Fed exed to dealer
So odd… I applied on 11/22 with IFCU and finally called on 12/2 to ask what’s taking so long, as membership services approved me on 11/25. Then the loan was approved 30 mins later. My 3.50% 84 month rate was bumped up to 3.75% (changed .25 from 11/22 to 12/2), and they won’t honor 3.50% even though I applied 11/22.
That’s not consistent with what others were told. Youre supposed to get the rate at the time your application was submitted.
I was told the opposite from my loan officer and a manager back on 12/2. Live chat said what you said just now. Live chat also recommended an extension so I messaged a different loan officer I was just assigned to. Will keep you posted
Is that with the direct deposit discount? If it is without, then you can get a 25 point discount bringing it down to 3.5%.
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Update: membership was approved yesterday; loan manager messaged me today that documents will be emailed to me for signing on Monday.
https://www.myeecu.org/ is at 2.49%.
Can join credit union via a donation (comes up when you apply for an account).
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It says ‘Must be Titled in California’ on the loan rates. Not sure if that affects you…
Thanks, have at maverick at 5% thru my CU
This is perfect
Didn’t see that – yeah we’re in CA.
Yes 3.75 with extra .25 off with the extras you need to do, like $500 monthly going into the account. They did say they will honor 3.75% 84 months at 3.50% if I can agree to the above. But times running out. My car is delayed 3 times in transit from 11/28 to end of December now. My rates locked until 12/22 and they can only extend it a few days my loan officer told me. Should I bite the bullet and get the loan before the vehicle arrives? It’s no payments for 90 days.
Getting ready to make a purchase at Porsche for a new car. They mentioned they use a system called cudle to determine best rate for loans across bank/credit union.
Should I proceed that way, or is there any great rates via a bank/credit union currently I should pursue?
Located in Oregon
Where do you see that? I cant find that info.
gotcha! thanks.
Seems like a service they subscribe to, no idea if it is any good
I don’t see that option 
does it show the donate option based on certain eligibility?
It popped up as an option once you start going through the process of opening an account on their website … so start applying for a loan/account and you should see it there.
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How is a 4.94% rate for 72 months for a new auto loan - thru B of A