Lol Didn’t get a 96 term but I shared what they were offering if one is looking for 96. A better alternate to woodside. 96 makes no sense to me.
I’m not seeing the rates you mentioned, even for new. There’s a 0.25% discount on inclusion of GAP or warranty but that only gets you to 6% for 96.
Membership isn’t easy, but if you could find a way and are in central California or can somehow get in 4.24% for 72 months is a pretty good rate.
I got 5.49 for 65 months from DCU.
Advertised lowest is 4.99. I have 800+ credit.
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New car loan?
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Chase - New:
25 LR Discovery - 1.9% up to 72 months
25 RR Sport - 2.9% up to 72 months
25 LR Defender - 3.9% up to 72 months
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Great rates. Downside is you have to buy a RR/LR.
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Well, I really enjoyed my Defender for a year. Even with the audio issue that @HersheySweet resolved after I sold the truck lol
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Anyone work with Neighborhood Credit union located near the Dallas/Fort Worth area? Rates seem to be decent but wanted to get people’s take on how it was dealing with them.
This isn’t intended to sound sarcastic, but among the very few reasons to endure a credit union is an ultra-low car loan rate. The amount of shit that’s worth enduring is inversely related to the rate.
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BCU is offering 3.99% for 0-75 months and 4.99% for 76-84 months on 2026 or newer vehicles
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3.99% seems really good - can anyone join? out of state
Yes, but there are some stipulations to get that rate (you need to have great credit score, you need to have $1000 in direct deposits to your BCU checking account, and you need another BCU product - mortgage, credit card, etc.)
sheesh thats unfortunate, I woulda signed up DD is fine, but no to the rest. 3.99% Is great rate.
I believe with just DD it’s half a percent higher
That puts it along with PENFED 4.44 60 months currently - not worth it, will be on the look out for any 3.99 deals I would imagine most have these requirements given the prime rate is so high
Really? For like $8 more per month between those rates? 
I am refinancing something from 5.5