Working on a lease for a Willy’s Wrangler 4XE. I’ve plugged numbers into the calculator and it shows a Stellantis US SFS Program that has great rates. I can’t find any specifics anywhere online and I want to reference it at the dealer tomorrow. I’m concerned they’ll just laugh at me without any back-up.
They’re trying to push a US Bank lease, however I’ve heard some awful things about US Bank.
As of now, they’re offering me 5% off MSRP. I’m upside down on my existing finance for a 21’ Rubicon 4XE, where I owe $45,300 and they’re offering me $43K, which I’ve been told on other forums is fair.
The deal essentially is:
MSRP $63,810
Sell Pric $60,160
$3,500 Down, plus first month and DMV fees.
$599/month for 24 months
They say the residual is 75% at $55,357.50 which seems high, but I’ve heard that US Bank just adds the $7,500 to the residual.
MF is .00435 which seems high when I have 754 FICO
I could have sworn the USBank mf on the 24 month leases was like .0024 buy rate. I don’t have access to them currently to verify, but that’s what I remember seeing, at least for the sport s, a few weeks ago.
Which program were you referencing from the calculator? This looks to be in line with the Stellantis numbers for 24 months on a 2024, maybe with a small amount of mark up. My understanding is that the 2024 programs are not particularly good and the moment and a 2023 is the way to go.
