Stellantis Early Lease Payoff

Ask the Hackrs Buy/Finance
1

Looking to see if anyone else has paid off a stellantis lease early. Not looking to just walk away from it, but I would make the payments. Was hoping it might be as easy as just making the remaining payments but in the contract looks like some crazy formula.

Side note it’s a hornet r/t which has been terrible. been at the dealer for over 7 weeks this time around and a prior visit as well.

C. EARLY TERMINATION LIABILITY: MONTHLY PAYMENT LEASE. Your early termination liability for a Monthly Payment Lease is calculated as follows: (1) The
Turn-In Fee; plus (2) All unpaid amounts that are due or past due under this Lease; plus (3) fees related related to early termination plus (4) All
collection costs and expenses related to recovering, obtaining, storing, preparing for sale and selling the Vehicle, including reasonable attorneys’ fees, collection
costs and court costs to the extent not prohibited by law; plus (5) The Residual Value; plus (6) The Base Monthly Payment times the number of Monthly Payments
not yet due; minus (7) Unearned Rent Charges included in the Base Monthly Payments not yet due calculated according to the Actuarial Method (see Section
18(F)); minus (8) The Realized Value of the Vehicle (see Section 18(E)). In the event that the total of Section 18(C)(1)-(7) is less than the Realized Value of the
Vehicle, then a surplus will result and any surplus will be retained by us.

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Does a lemon law apply here?

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If you want another Stellantis product ask for “Trade Assist”

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It would help if you re-tag this thread to identify your state. Lemon laws vary by state.

What would you achieve by paying off the lease?

I’ve tried unsuccessfully to contrive a scenario where that would be an option I’d consider, which is why I led with the lemon comment.

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100% go for Lemon Law as soon as you can if you’re still able to. I missed the cutoff by like 500 miles and I’m still fighting with Jeep almost a year later.

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pay off the lease and just hand it back in to be done with it. but the legal jargon in the contract makes it seem much harder than just make the payments and hand it over

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What does Section 18(E) of your contract say?

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more jargon about determining the value

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I misunderstood your original post. I thought you wanted to

But not

I understand what you meant now.

But I stand by my lemon comments. You’re going to take an unholy loss.

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