Hey y’all. Long-time lurker, first time poster. I’ve been playing broker for friends and family for a decade now (for the low price of a bottle of something high-proof and a decade or two old) and got coerced into doing it again for my sister. She wants to become an SUV Girlie, and we’ve chipped at basically every fun option until we narrowed it down to two: an SQ6, or the 2026 X5 50e PHEV.
She’s got a 6 mile commute to the office, and could easily afford both, but there’s such little incentive on the X5 and so much incentive on the SQ6. Fast forward, we have numbers drawn on an S6 e-tron that the dealer says they’ll match on the SQ6. Finance manager and I click, he gives me the internal sheet, and it looks pretty… pretty good. Could be a better discount for sure, but for an S6/SQ6 in SoCal, I get the hesitation to take a bath on it just to close another sale in the next 5 days.
TL;DR: how’d I do? Any brokers think they can beat this on a Plasma Blue SQ6 Prestige with full leather, or do I just go for the white and have her wrap it?
PS: if anyone wants to get me some ridiculous $900 monthly on a Carbon Black or Tanzanite X550e, I’ll send you feet pics (mine, not hers.)
We have had a lot of issues recently with posters who have not registered as a business asking for money in exchange for leads, and I assume that the other moderators and the site owners would consider bartering to be a business transaction.
You may not have been implying that kind of exchange at all, but I thought it helpful to clarify.
I have no opinion about the deal itself since I don’t follow these closely.
Did you test drive and conclude knowing the price disparities in lease payments among similar cars? Would you still like the SQ6 if you found out it’s almost double a comparable car?
Incentives by themselves mean little. But FYI: There are EVs with way way more incentives than this.
Nope, not offering a service, just clarifying that while I’m not a pro, I’m also not one of the many people who just shouts BUY RATE AND 30% OFF and thinks I’m hackin’. Investment VP by trade, car guy by the grace of God (gobbless, hoss.)
She hated the iX and didn’t even want to try the MBZ EQ series, and was already waiting for the A6 E-Tron to come out for like a year before deciding she might want an SUV. Granted, there’s plenty of good deals on all of those those (without much difference in experience minus slamming the accelerator) but it really came down to two things:
She likes the ride height but doesn’t want to sacrifice “fun”, which is important because of a back injury that never quite went away. Both of these were a more enjoyable drive than the Volvo XC60 and 90 T8s, the X3M50, and she’d rather the X5 50e than a Cayenne S E-Hybrid at the over-$1k monthly mark.
She’s already a fan of Audi’s design language. The X5 also has a lot of the clean Bauhaus lines she likes, interior is surprisingly uncluttered on both for how tech-heavy they are, and they were both very pretty in person.
Ultimately, she wants to splurge (within reason) because she doesn’t really chase new cars often. She’s had an A4 P+ and A6 Prestige in the past ~20 years, so this is a way to treat herself without going overboard. I’m sure she could go way cheaper for something mostly similar, but I don’t know what that would even be at this point.
Have you quoted a wrap recently and loaded its (unresidualized) cost into the deals to compare? I looked at this a couple months ago and it wasn’t worth it (even excluding the extra DMV trip).
Deal check. I’m currently trying to get these numbers both prettier and on a Plasma Blue/Ascari Blue on Black Full Napa Leather for her.
I have a few trusted friend with shops who would do the wrap at a few hundred over cost, so that’s not the biggest concern, but she could also just… drive a white Q6 that she’s paying $200 less than the one up in OC/LA that said they can’t match the deal… Hell, her current car is Daytona Gray on black, so we could open that as an option. I don’t honestly know if she cares more about the color or the deal, which means I’m slowly making her one of us.
To be ‘us’ you need to know how to run/calculate your own target payment and DAS…otherwise you are most likely leaving $ on the table somewhere if the dealer does for you.
You’re so right. That said: calc numbers differed a bit from their internal sheet but their sheet was also slightly invalidated by us shifting to an SQ6, so the numbers should all be within like, $30/mo spitting distance anyway. Don’t think they applied the +1% residual with Audicare, which we’d do regardless. No reason not to.
Understanding it looks like you don’t care…but for a luxury SUV EV the discount is OK, incentives are just average and the MF is bad…it may be an OK deal for THIS car but for the luxury SUV EV ‘class’ it is probably overall poor.
I came to him with numbers, he tried to get as close to them as he could without giving the SUV away. I noticed they buried a little more in fees and think the mf they quoted gave wasn’t the best possible (sister has 800+ credit) but I appreciate his attempt to match what I thought was a solid deal. If he was at 13% or more discount, or if we had more rebates available than just the EV credit (and a cash rebate for $1k through our employer) then we’d be in business.
You should know exactly what the buy rate MF is and incentives are…either by Super Supporter here or searching/asking in the Edmunds lease forum for your year/model/term.
Yeah, and I told them I know they have to make money somewhere so it doesn’t matter where they deduct from as long as the end numbers look good to me. This did not look good enough to warrant the compromise in color…
