Hey all, thanks to all the folks who contribute in this community I was able to negotiate this loaner with October incentives. First choice was a 330i loaner but my goal of 24% pre-incentive discount was too aggressive (best I was able to get was 18%). The 4 series made more financial sense given the incentives, despite the lower residual.
I know others will ask so I’ll mention this deal is not replicable, mainly because there aren’t as many 4 series loaners available and I’ve tried a good number out there. The dealership and all the folks I worked with were amazing; this wasn’t my first purchase there and certainly won’t be my last. For my own sake - because I’ve been burned before - I won’t be providing dealer info.
Year, Make, Model, and Trim: 2019 BMW 430i Coupe, M-Sport, Harmon Kardon, etc.
Monthly Payment: $284 after 9.25% tax
Drive-Off Amount: $283 + $2,100 MSDs
Annual Mileage: 10,000
MF: 0.00093 after 7 MSDs
Incentives: $6,250 ($3,250 Lease, $2,500 Loyalty, $500 OL)
Leasehackr Score: 15.9
Leasehackr Calculator Link: leasehackr.com/calculator?make=BMW&miles=10000&msd=7&msrp=51225&sales_price=41000&months=24&mf=0.00128&dp=-656&dealer_fee=0&acq_fee=925&taxed_inc=6250&untaxed_inc=0&rebate=0&resP=63®_fee=138&sales_tax=9.25&demo_mileage=3711&memo=&monthlyTax_radio=true&bmw_acqWaiver=true