Year, Make, Model, and Trim: 2025 BMW M4 (G82 LCI)
MSRP: $92,275
Selling Price: $82,585 (10.5% off MSRP)
Monthly Payment: $1,219.29 (includes 7.75% tax)
Drive-Off Amount: $15,000 total (Note: $12,000 of this is 10 maxed-out refundable MSDs, so the true out-of-pocket DAS is only $3,000)
Months: 36
Annual Mileage: 10,000
MF: 0.00258 → 0.00198 (after 10 MSDs)
Residual: 56% ($51,674)
Region: NorCal