Been lurking here for a while and finally got a deal done.
Picked up a 2026 Silverado 1500 LT (2FL) service loaner with about 2,000 miles on it. MSRP was $54,995.00, I believe I got about 7% off MSRP. Ended up doing a 24-month/10k one-pay lease for $4,242.28, which works out to about $177/month.
The deal stacked with $2k Lease Loyalty, the Employer Discount for Everyone that was running, another incentive for it being a loaner, and an extra $500 for opening a GM Rewards Card, I also believe that there was another incentive running in my area that gave another $1000 or $2000 off (Metro Detroit).
I put the entire one-pay on the new GM Rewards Card, so I’ll get back around 40,000 GM Rewards points. Since I can redeem those 1:1 toward another GM lease in the household, it effectively brings my cost down to around $3,800.
One weird thing: the lease paperwork doesn’t actually show the one-pay amount. I asked before signing, and finance said not to worry about it and that I’d only be charged the agreed $4,242.28, which is exactly what happened. The deal would have been a couple hundred dollars cheaper, but I asked for a new plate + registration.
Really happy with the truck. Thanks to everyone here in this forum, reading all these posts helped me negotiate this.
