I was able to get the ABA, Costco, $7500 EV and $2500 lease cash and they covered the 1st payment. I could never get the calculator to work out, but was able to get a deal that fit well into my budget, and I think it was a decent deal.
Didn’t pay anything at signing, and just paid off the lease 2 weeks after signing.
MSRP: $78,455
Payoff info (this is the only money that I spent):
Contractual Obligation for Payoff: $59,526.38
Sales Tax: $6,387.49
Purchase Option Fee: $450.00
Total Payoff: $66,363.87
I appreciate everyone’s help and information, as it was incredibly valuable and helped me save a ton by going lease then pay off route, instead of just a straight purchase.