First time LeaseHackr. Thanks to rate finder, calculator and these forums for the guidance — deal was actually pretty easy to get and put together in one afternoon in-person with a single dealer.
2025 XC90 T8 Plus Recharge PHEV
$314/month for 24 months @ 10k miles per year (70% residual value, 0.00309 money factor).
11.7% discount off of MSRP ($75,965 —> $67,076 sales price). I asked for 15% initially, they countered with 11.7% and didn’t want to budge. Claimed this was break even — and I was happy with everything else (particularly the lease terms, which were right on the money and not marked up) and didn’t want to walk away.
$15,250 in rebates ($7,500 in EV Lease Bonus, $3,750 Lease Allowance, $2k Costco, $2k ABA). For ABA, had a legit longtime ABA-member-lawyer-friend send me referral code. No issues (although front line salesman tried to claim I had to be a lawyer myself, before I showed him the ABA Volvo page where it literally says “send a code to someone else”).
$995 in Volvo acquisition fee. $518 in taxes and government fees (SC). $450 in doc fee. All capitalized into monthly payment.
Gave me $1k trade in for my beater (rusty paint, no heat, etc.) 2008 Ford Taurus.
Didn’t do any MSDs. Nothing else DAS.
Comes out to $327/mo on paper.
Dealer (Volvo?) paying first month as part of sign and drive holiday event — makes the effective monthly (23 payments spread over 24 months) $314/mo.
Away from paper contract while traveling for holiday, but can add a later.