MSRP $94,060 with agreed value $84,060. Term is 36/10. Added Excess Wear plan for $2,200. Monthly payments are $1,008 which reduces to $980 effective after accounting for the 1st month free under Sign & Drive promotion.
Credits include Costco Exec, A-Plan, Conquest, and $11,000 others, which might include $2,500 of Bonus Dealer Cash (Rate Findr showed allowance of $7,500 + $1,000 plus $2,500 dealer cash).
Overall satisfied with the deal and so far happy with the car - no serious bugs yet.
EDIT: GHCA failed within the first month. Cancelled excess wear plan bringing effective monthly payment below $920.
The dealer markup includes excess wear and use plan. I’d be curious to know how much others are typically paying for that. My effective cost for the plan was about $1,400 when compared to the original total agreed cost for the lease. Initially I agreed to a marked up money factor in exchange for the headline discount of $10k. In closing the deal and adding the package, the dealer slightly reduced the money factor.
Will probably leave as-is. My cost was $1,400 including rent and my spouse is satisfied with the cost and the coverage. FWIW the coverage limit is $7,500 which is ridiculous - not even Lucid customers are getting hit for that much. It may also be higher than in previous years.
My two most likely charges are curb rash and tires below their wear limit. We’re also prone to door dings. My last car got a cracked headlight lens in the first few thousand miles due to road debris. Maybe next time the peace of mind can be bought more cheaply, if at all.
I actually am. Have a ding on the back lower fender that happened in while I was parked at a mall. A little hard to tell but the end by the tire is dented.
You better read the fine print carefully…. There’s probably a limit per damage type/panel etc that would severely limit what is actually covered even if it’s 7,500 dollars in coverage.
Closing the loop… I cancelled the excess damage waiver. Painless process and the credit showed up on my VFCS account within about a month of the request. This brings the effective monthly payment below $920.
Car is a pleasure to drive but has already had one GHCA failure and still waiting on the replacement part. For those unfamiliar with the issue, the car can’t charge at home or on AC power but DC charging works. It’s a widely reported issue that Volvo seemingly doesn’t have a real fix for. The 2026 and 2027 model years will use a different architecture and hopefully will be more reliable.
Sorry to read about your GHCA, seems like hit or miss with owners, but with more hits.
I’m very interested in a 2025 Polestar 3 for my wife, but I’m just too anxious about the same issue and it’s not like a service center is down the street from where I live but 100+ miles. It just seems like too much of a PITA. I know 2026 (2027) P3 will get an upgrade this summer, but there are killer deals on 2025s already and will likely only get better, right @aronchi
I keep seeing a gorgeous black P3 Performance around and I actually followed the guy yesterday a bit out my way to work, but never had a chance to talk to him about his car and see if he has any problems. P4 is nice too, but I prefer the P3. Most likely will settle for another custom build IX, but I want a change
