SIGNED! 2025 Ram 1500 Laramie Crew Cab 4x4 (5'7" Box) -$570mo. / $570 DAS

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SIGNED! 2025 Ram 1500 Laramie Crew Cab 4x4 (5’7" Box) -$570mo. / $570 DAS

Just signed my first ever lease on a Ram 1500.Originally was looking for a Big Horn, but the dealer did not have the one I wanted in stock. They called another local dealer that had the one I wanted and asked to trade for it, and that dealer told them they wanted a “1 of 1” Truck that my dealer had on their lot. Needless to say, my dealer was not about to trade one of their high demand assets for a base model $57k Truck, so the sales manager offered to deep discount and hook me up on the only 2025 Laramie with Night Edition and Level 2 equipment Group that they had on their lot.

The Bighorn had an MSRP of $57,630 and my payment was going to be $550/mo. I ended up driving off the lot with a $72,000 Truck for +$20/mo which I’m happy about!

Earnhardt CDJR in Gilbert AZ was the dealer that went the extra mile to help me out and was the ONLY dealer in a 50mi. radius that didn’t mark up the MF and try to play games when I presented my terms. I highly recommend them, and the sales person that made it all happen was Laura Smith and her Manager Colton Cornwell. They are both amazing and Laura literally went out of her way to push this deal across the finish line without me ever having to haggle. I couldn’t be happier with my experience. I have never been treated so well from a dealership, and NO I was not paid to say this, and NO I normally never ever leave reviews on things. I’m just extremely happy with how they treated me as a customer and showed honesty and integrity every step of the way.

42mo/5k Term
Residual - $41,367.75 (57%)
MF - 0.00059 (1.42%)
MSRP - $72,570
Dealer Discount - $8,562
Net Sales Price After Discount - $64,013
Pre-Installed Hard Adds (Inyati Spray In Bed Liner, Window Tint, Door Edge Guards) - $1,237
Adjusted Sales Price - $65,250
$6,250 Incentives (National Holiday Bonus Cash + Bonus Cash + Ram TDM + Ford Conquest + West BC Lease Bonus Cash + SFS Bonus Cash)
Net Price After Incentives - $59,000
Tax - $327
Doc Fee - $599
Tire Tax (Arizona Thing…) - $5
Vehicle License Tax - $1,100.89
$0 Trade In
$570 Down (First Payment DAS)
TOTAL SALES PRICE - $61,032.42

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Congrats and enjoy the truck. 5k miles a year is crazyyy low though

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It is, but we plan on buying out at lease end.

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If thats the case, did you run the numbers on just financing it from the beginning?

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Had to read the terms twice to believe it.

5k miles an year for a truck is crazy.

Nice deal, nevertheless.

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any incentives available for those

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Yes I did and total cost of ownership using standard rates (6%-7%) and $0 down was more expensive at a 72 month term for finance. The rent on the lease isn’t as bad overall due to the decent MF. Is it a “hackable” lease or truck? No. Not even close. But we got a good deal in an insanely overpriced market.

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Yep, but buying it at lease end it doesn’t matter if we are at 3k on the odometer or 30k. Also - my wife drives like 20 miles per week so she is wayyyy under average. She hits oil change intervals once per year in her old vehicles.

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And before someone chimes in with the “$0 down is why” comment, yes, throwing a chunk of cash down will substantially shore up your equity and lower the note, but why do I want that money in a depreciating asset when it’s being leveraged to make outsized returns well over the standard S&P return. Long gone are the days for me where I’m dumping my money into vehicles. It’s a managed expense at this point. So financing just didn’t make sense when they offered the decent MF.

Plus let’s not talk about the drama with Stellantis/Ram. If the bottom falls out on this market or for Ram in particular, what’s gonna happen to the true market value of that truck? I’d feel stupid getting folded up paying a note with 6% interest and having my negative equity accelerate while Ram does a fire sale. Idk if anyone else has been in this position, but trying to sell a car private party or to dealers when it’s recent value just took a massive hit in the market is like trying to sell someone a lump of coal with a high interest payment.

At least with the lease if we wanted to bail out of it end of term, we wouldn’t be left holding the bag on the RV.

So yeah, maybe I’m delusional, but I think lease was the move.

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