After a long research secured a lease deal with out-of-state dealer for a retired service loaner 2024 XC 40 Plus Bright. Dealer delivered the car at no cost to me, despite my hometown being 400 miles away.
Just searched on cars.com, looked up the carfax records of all certified vehicles to confirm they are retired service loaners and then started negotiations with several out-of-state dealers. The in-state dealers would only offer max of 15% discount off MSRP, while I found some out-of-state dealers offering 20+% discount before rebates.