Silver MDX A-Spec, 36/12K, Maryland, One-Pay. I had been working to structure the right deal for a while. Given this is a Maryland car, with Maryland taxes, it made sense to see if I could trade the vehicle in to the same dealer I was purchasing from (only have to pay the difference in sale price and trade in value in taxes). Signed deal information link is here
Additional information on the deal below:
One-Pay pre-trade: $22,941.66
Trade Value: $4,441.66 (paid as a separate check not a down payment) 2020 Acura MDX SH-AWD
One-Pay post-trade: $18,500
I had two dealers at the post-trade number. There is a chance I could have gotten a few hundred off the lease end of the deal and maybe $1-1.5K in additional trade value but the time it would have taken to negotiate the additional savings did not seem worth it. Plus, the tax situation in Maryland would likely nullify the additional trade in value. Effective payment of $637.27/month pre-trade and $514/month post-trade seems solid in this market.
Let me know if I can provide any additional context
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