Signed 2021 X3 M40i $626 per month

Signed Deals & Tips
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1

Big Thank you to @nyclife fe

Year, Make, Model, and Trim: 2021 X3 M40i
MSRP: $61,100
Selling Price:$54,379
Monthly Payment: $626 Tax included (7.75%)
Drive-Off Amount: $1846 + 7 MSD $4550
Months:36
Annual Mileage:12k
MF:00082
Residual:55
Incentives:$1750 Lease credit, $500 Penfed
Region: Northeast
Leasehackr Score:8.3
Leasehackr Calculator Link:leasehackr.com/calculator?make=BMW&miles=12000&msd=7&msrp=61100&sales_price=54379&months=36&mf=.00082&dp=0&dealer_fee=599&acq_fee=925&taxed_inc=2250&untaxed_inc=0&rebate=0&resP=55&reg_fee=400&sales_tax=7.75&demo_mileage=0&memo=&monthlyTax_radio=true

2

$580-ish before tax seems a bit high to me, especially with nearly $2k DAS. Did you pay a broker fee on top of it?

3

That’s because you don’t shop payment, you should the whole deal. 11% is very strong on a new x3 m40i.

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4

If he’s at 11% pre incentive with base MF, what’s the difference what the payment is? Those alone make the parameters for a good deal unless you’re paying like several thousand dollars in dealer fees (which he isn’t).

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5

11 percent off MSRP pre incentives is very strong. As @nyclife said, shop the deal and not the monthly payment.

6

BMW programs are mediocre these days. If the RV, MF and incentives (or lack there of) don’t equal an appealing payment, it’s time to look at other makes.

7

My comment was based in my payment before tax being 522 on similar MSRP X3 M40xi with 12% pre-incentive, no MSDs and $1,300 drive-offs. Calculator link below.

8

You had way more incentives

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9

They both matter. Next program the RV could drop 4 points, all else remaining the same. Should we pretend the deal is just as good at 11% pre-incentive at buyrate?

10

I mean if he wants that car, and only that car, then sure. Objectively it might not be an over all good deal relative to the value of the car, but we have no control over the residual, and unless he is willing to get a different car, then yes, it’s the best deal one could get on that car, during that month. You have “deal” relative to the entire market and “deal” relative to BMW.

I know you’ve been on kick lately about BMW programs not being what they used to, and you’re right, but I still think the value for the money is decent.

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