Ask beforehand next time.
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Without supplier you were probably down something around $2000 (considering the supplier pricing and the additional supplier rebate of $750). If you add in the additional taxes you have to pay in NY vs FL, thatās probably just about your down payment amountā¦ Just ball parking things.
Using my stock standard GM supplier deal as a template (and itās nothing crazy, just what someone could get with supplier and working with a reasonable dealer), my effective payment is around $405 a month on $42,065. If we call your lack of supplier and additional taxes a wash with the supplier stuff that I got just for the purposes of comparison, yours is $350 on $36,790.
I know the MSRP metric is not always useful, but in this case it can help normalize for MSRP. One deal is 0.96%, and the other is 0.95%.
So, we either both got decent deals, or we were both hosed 
Iām rather content with my signing, but I guess you can figure out if you are as wellā:grin:. If you canāt get GM supplier, thereās simply nothing you can do about it. And obviously, thereās nothing you can do about the taxes.
The reason I said come here first bc we likely would have convinced you to wait for a higher msrp with dual mode exhaust. Someone might have been able to get you supplier as well. Itās not a bad deal in this market and the car is a lot of fun. Did you get conquest for your BMW also?
Thanks for the informative response. I shouldāve been knowledgeable about the supplier incentive, but they shouldāve informed me about it because the salesperson and manager told me they did the best they could. I believe my deal wouldāve been much better if supplier was applied. How are the percentages that similar when my effective payment is $20 more than yours per month?
I donāt really care for the exhaust to be honest. Just upset about the supplier incentive because the dealer didnāt inform me about it (I know itās my fault for not mentioning it to them beforehand, but I did ask for any and all incentives). Yeah, I got conquest for the BMW.
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I was assuming that the NY taxes and the lack of supplier were items that were not controllable.
The dealer also (generally) has no control over this. The supplier discount is obtained through your employer (if your employer is a supplier to GM). And, most dealers arent even accepting supplier codes currently.
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You saw my Instagram storyā¦ Iāve got to be careful with this car! And to be fair, your insurance rates are unbelievable over in the middle of nowhere. Even for just a Mini Cooper, Iād still be paying way more. 
Sad that you couldnāt make it to the winter meetups, but donāt worry, summer will be even better. I challenge you to take your TRX to the cityāwe can struggle in traffic together.
PJ
Looks like the others have already provided some pretty invaluable advice, so Iāll briefly corroborate their thoughts. An exceptional deal in this market would likely only have been āaverageā just a year ago, so itās really all just a matter of perspective.
To shed more light on the GM Supplier program, getting it to work is two-pronged: your employer needs to be affiliated with the program, and the dealership you get your car from has to honor its reduced pricing. Even with the first condition being satisfied, four out of the seven dealerships I contacted did not even want to budge from MSRP or marked-up pricing, and the other two that were willing to honor the program had no cars in the pipeline for weeks to come. Itās truly a matter of coming across the right car, with the right person willing to play ball, at the right time.
Anyways, from a quick glance on your profile, it looks like youāre out on Long Island? There are plenty of great roads where you can hear that V8 sing, and thatās all that matters!
PJ