Signed: 2020 Volvo XC90 Inscription, MSRP $65,300, First Month & MSD DAS, 692/mo including tax

Signed Deals & Tips
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Shout out to @nyclife for snagging me this solid deal on this incredible SUV in the NYC area, bunch of dealers and ‘lease wholesaler’ just couldn’t match his numbers and said I was being sold snake oil.

Year, Make, Model, and Trim: 2020 Volvo XC90 T6 Inscription
MSRP: $65300
Monthly Payment: $692 (including 8.375% NY Tax)
Drive-Off Amount: $692 (first month) + $7k (MSDs)
Months: 36
Annual Mileage: 12k
MF: 0.00064 —> 0.00014
Residual: 54%
Incentives: none
Region: Northeast
Leasehackr Score: 8.5
Leasehackr Calculator Link: Leasehackr Calculator - Hack your next lease | Leasehackr

Wanted to say a big thank you to this forum for educating me on leasing, and helping us get a much nicer family car than I thought possible at this price.

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Where is the -2871 coming from?

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Matching DAS amount

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this is rolling drive offs & tax into monthly payment, so negative cap cost reduction (i.e. capitalizing more costs than just car)

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For future references, there is $3k included in this discount.

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ty, meant I don’t qualify for any special incentives like loyalty, first-responder etc.

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No worries. Just want to make sure that the a accurate info is there for anyone in the future comparing deals.

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Future Hackr Data Point:
9.9% Pre-Incentive

$65,300 MSRP
$55,840 Selling Price
$ 9,460 Total Discount

$ 3,000 Volvo-to-Dealer Incentive
$ 6,460 Dealer Discount

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So almost 14.5% off MSRP. In this climate, is this reasonable or do you think dealers are willing to further discount?

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9.9% off pre-incentive, not 14.5%. It’s a good deal with current market conditions.

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With incentives in all, my calculations were 14.5%.

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Yes, you got 9.9% off and then incentives. Comparing pre-incentive discounts is the most useful as different people in different regions at different times qualify for different incentive amounts.

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Gorgeous color combo.

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Thank you! The exterior wasn’t my first choice, but this pine grey is growing on me. The interior feels as good as it looks.

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Oh, it’s pine? Love this color, especially with amber/brown interior. It is not popular though, and dealers don’t want to have any of them.

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Point taken, but why wouldn’t you in the end basically say 14.5% off of MSRP after all incentives? To help others that may have different incentive amounts I get it, but if I’m calculating my final payment, I’m certainly not doing so based off the pre-incentive amount but rather the post incentives amount and fees, etc. Does that not sound correct?

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Yes and no. When you run the calculations, there’s a place to put the incentives. There’s no reason to blur them into the selling price.

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So you’re saying I should have leaned more on ole Quentin?!?

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I’m saying you got great and rare color combo :point_up:
I think there are even fewer XC90s like this.

1 Like