Signed: 2020 BMW X3 M40i; $513/mth - 36/12k

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Signed on 1/31/20, so this is based on January MF. M40i loaners seemed to be few and far between, especially if you want anything other than a spec base build. With the help of @stellarauto I was able to pick up a well equipped X3 M40i loaner with Driving Assistance Package, Executive Package, Heated Rears, Wireless + HK Audio. Loving the cognac interior but can already tell I’m going to have a love/hate relationship with the carbon black :slightly_smiling_face: :upside_down_face:

Huge shoutout to this community for giving me all the knowledge & info I needed to securing one of my favorite cars yet! Now that it’s mine, first order of business is tinting these damn front windows :grimacing:

Year, Make, Model, and Trim: 2020 BMW X3 M40i
MSRP: $64,470
Monthly Payment: $513
Drive-Off Amount: $6,350 ($3850 MSDs + $2,500 upfront taxes & fees)
Months: 36
Annual Mileage:12k
MF:Base .00137 taken down to .00102 with 7 MSDs
Incentives:$4,750 ($1,500 loyalty + $3,250 lease credit)
Region: tri-state
Leasehackr Score:9.7
Leasehackr Calculator


It will grow on you…so long as you keep it clean.


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Thank you! I’ve already subbed the r/AutoDetailing page in preparation. My previous car was white, so I barely did any maintenance on it :rofl:

Hey @jebryan. Your picture reminded me of something I wanted to know opinion wise. W the panoramic roof…does the sunroof open enough for your liking? Thinking of going x3m next car but man do I miss my convertible feel in summer.

@anon46843959 fell asleep. Well, not really since it was January deal lol

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Yeah. I’m going to NJ this weekend, which apparently has better pricing. So let’s see.

Congrats! FWIW, buying a monthly car wash plan can help your anxiety… Then you have no excuse to procrastinate like I do with a black car in the northern NYC suburbs, thinking “oh well, it’s going to rain”, etc.

That’s a great build at a great price. If I could find a M40i with Premium & HK for ~$500/month, I’d grab it since I’m having trouble finding a 3.0 with the HK audio. You’ve got even more with the exec package…

Question: Did you formally engage @stellarauto to find this for you? If so, was it one of his posted deals, or was it a custom search?