Signed: 2020 BMW M340i xDrive, $66k MSRP, 36/12k, $552/mo sign and drive

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First, congrats on your deal. Did the dealer refuse to honor the Penfed certificate? Did they say why?
I’m just curious. I recently signed up for a Penfed membership for the sole purpose of using the BMW discount once my A4 lease is up next year.

Well done brother!

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Thanks. They said BMW dealers have to choose which programs to participate in (USAA, PenFed, etc), and that they didn’t participate in the PenFed one.

Now this car is up on Swap a lease for $3700 down payment